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Catastrophe Insurance
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Table of Contents

Preface and Acknowledgements. 1: Introduction. 1. The Problem of Catastrophe Risk. 2. Overview of Study. 3. Summary of Findings. 2: An Overview of Catastrophe Insurance Markets. 1. Characteristics of Residential Property Insurance. 2. Challenges to Insuring Catastrophe Risk. 3. Market Structure. 4. Market Conduct and Performance. 3: Regulatory Institutions and Policies. 1. The Framework for Insurance Regulation. 2.Key Regulatory Policies Affecting Catastrophe Insurance. 3. Regulation in Florida. 4. Regulation in New York. 4: Supply, Demand and Regulation of Catastrophe Insurance. 1. The Supply of Catastrophe Insurance. 2. The Structure of Demand for Homeowners Insurance. 3. Summary. 5: Demand Estimation for Homeowners Insurance Policies. 1. Estimation of Quantity Demanded. 2. Florida Results. 3. New York. 4. Guaranty Funds. 5. Summary. 6: Summary and Conclusions. Appendix A: Structure-Conduct-Performance Framework. Appendix B: Introduction to Catastrophe Modeling. 1. AIR Catastrophe Modeling Technology. 2. Event Generation Module. 3. Local Intensity Module. 4. Damage Module. 5. Insured Loss Module. 6. Model Output. References. Index.

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