Al Decker is a recognized authority on enterprise risk management (ERM), information security and privacy, and internal controls. He has more than 30 years of professional experience in private industry and public accounting. A former worldwide executive for security and privacy services at IBM, he has also been executive director of enterprise risk management at Electronic Data Systems (EDS) and the national partner-in-charge of IT security services and national director of IT assurance services at Coopers & Lybrand, LLP (now PWC). He has also served as an independent director for Quadrem International Holdings, Ltd. Al holds an MBA from Rutgers University and a BA from William Paterson University. Donna Galer is a seasoned executive who entered the insurance industry in 1976 at Crum & Forster after several years at Chase Manhattan (JP Morgan Chase). She later joined Zurich Financial Services, where she served in many executive roles. While based in Zurich, Switzerland, she served as regional manager for North America and interim worldwide head of investor relations. More recently, she was the EVP and chief administrative officer (CAO) of Zurich's general insurance segment worldwide. Active on many industry-related boards, she has published extensively on risk management and related topics. Donna holds an MA from Rutgers University and a BA from Wagner College.