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Bill Spetrino: Bill Spetrino (Cleveland, OH) is a professional investor who has spent over two decades honing his own "dividend machine," earning millions for himself and his followers. A native of Cleveland, Ohio, Spetrino holds a degree from John Carroll University in accounting, a subject that he taught for ten years at the high-school level. An entrepreneur, Spetrino set out to develop a secure investment strategy for himself and his family, which led to his newsletter, The Dividend Machine. Bill Spetrino retired from his nine-to-five job at age forty-two, and currently consults from his home in Ohio.