Table of Contents

• Section - ONE: What does financial inclusion mean?;
• • Chapter - 01: Why does financial inclusion matter?;
  • Chapter - 02: What are the drivers of financial exclusion?;
  • Chapter - 03: The role of banking in everyone’s lives;
  • Chapter - 04: The importance of payments and the birth of the current account;
  • Chapter - 05: The role of credit;
  • Chapter - 06: Protection;
  • Chapter - 07: Regulation;
• Section - TWO: How do we fix finance?;
• • Chapter - 08: The role of fintech;
  • Chapter - 09: Open banking and APIs;
  • Chapter - 10: Banking-as-a-service and embedded finance;
  • Chapter - 11: Niche banking;
  • Chapter - 12: Authentication and identification;
  • Chapter - 13: Big data, alternative data and artificial intelligence;
  • Chapter - 14: Blockchain and distributed ledger technology;
  • Chapter - 15: Decentralized finance, cryptocurrency and Web3;
  • Chapter - 16: Central bank digital currency;
• Section - THREE: What can be done?;
• • Chapter - 17: Call to action;
  • Chapter - 18: Engaging the financial inclusion ecosystem;

About the Author

Alessandro Hatami is founder and managing partner of Pacemakers.io. He has been driving digital innovation for over 15 years at organizations such as Lloyds Banking Group, PayPal UK, PayPoint.net and GE Capital. He is a non-exec director of Cashplus Bank, mentor to fintech start-ups, investor in early-stage tech companies and frequent speaker at events. His book Reinventing Banking and Finance, also published by Kogan Page, was rated Best Overall Book on Banking of 2021 by Investopedia.com. Meaghan Johnson is a fintech researcher and consultant with an interest in using emerging technologies and business models to increase financial inclusion. She is the co-founder of 11:FS and Digital Mags and the Chief Strategy Officer at Bazara Tech. She is a PhD candidate in political science at the University of Aveiro.