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Insurance Theory and Practice
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Table of Contents

Introduction 1. Insurance as a Risk Transfer Mechanism 2. Fundamental Legal Principles of Insurance 3. The Insurance Contract 4. Financial and Accounting Principles 5. The Structure and Regulation of the UK Insurance Market 6. Lloyd's of London 7. Reinsurance 8. Insurance Intermediaries 9. Claims Handling 10. Life Assurance 11. Pensions 12. Policyholder and Third Party Protection 13. Alternative Insurance Systems 14. The Role of Insurance in Risk Management Appendix I Appendix II

About the Author

Rob Thoyts is Senior Lecturer at London Guildhall University, and also lectures at the Chartered Insurance Institute and the Institute of Risk Management, UK.

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