About the Author

RICHARD SMALTO is a business man who became an author as a result of a traumatic experience he had attempting to build a successful corporate enterprise. He went on to be the CFO of a small beer distributor for whom he helped eventually become, using his business acumen, the largest beer distributor in the state where it was located. He is retired and lives in Raleigh, N.C. There he belongs to a writers Club that produces articles for a gazette that is published monthly.