Mortuary Experience of the Mutual Life, Insurance Company of New York, Vol. 2
Excerpt from Mortuary Experience of the Mutual Life, Insurance Company of New York, Vol. 2: With Tabulated Reports and of the Causes of Death Wherever practicable, a comparison has been drawn between the mortality rates of our insured and those of other Life Insurance Companies, and also of the adult male population of this city. The results of these comparisons will gratify our policy-holders, as they show that our endeavors to make a careful selection of the risks of the Company have been eminently successful, and that our methods of selection have been, as a rule, wise and efficient. We have been enabled to correct the errors necessarily made in the early history of the Company, from want of experience as to risks in different localities, and will not hereafter be exposed to the results of that class of losses by epidemics peculiar to the Southern States. This Company has now completed the period of a generation, embracing within its limit of time, it is believed, events bearing upon the lives, health, and condition of the population of the country, equal in number, variety, and importance, to any like period of its history. We have had foreign and interstate wars, pestilence in epidemic form, periods of great apparent prosperity, and revulsions both severe and long protracted. The mental and physical strain in such eventful times, with the disappointments and pecuniary embarrassments occasioned thereby, have greatly increased certain kinds of diseases and losses which have carried off large numbers of the insured. With peace and the prospect of its continuance, and with returning prosperity, it is safe to believe that these abnormal sources of loss will measurably disappear, and that the same care and discretion in the selection of future risks, will result not less favorably in the second generation of the Company's history than in the first. About the Publisher Forgotten Books publishes hundreds of thousands of rare and classic books. Find more at www.forgottenbooks.com This book is a reproduction of an important historical work. Forgotten Books uses state-of-the-art technology to digitally reconstruct the work, preserving the original format whilst repairing imperfections present in the aged copy. In rare cases, an imperfection in the original, such as a blemish or missing page, may be replicated in our edition. We do, however, repair the vast majority of imperfections successfully; any imperfections that remain are intentionally left to preserve the state of such historical works.