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Table of Contents

Contents include: Step One: Why learn about money -- Step Two: Transform your thinking -- Step Three: Think of others first -- Step Four: Toil - Work for what you get -- Step Five: Track where your money goes -- Step Six: Target - Have a goal -- Step Seven: Trim your expenses -- Step Eight: Train yourself how money works.

About the Author

Author Sylvia Bowden has a Diploma in Counselling, is a Life Coach and a trained budget advisor. The book is based on Sylvia's real-life experiences. During her time visiting students and clients in their homes as a Life Coach, budget advisor and assessor for the National Certificate in Employment skills she discovered what a mess many people were in financially. Approximately 80% of her students' and clients financial goals were simply to be debt free. Through experience she found that no matter how much time she spent with some students and clients trying to help them unravel their financial mess, do a budget and teach budgeting skills, they just seemed to go round and round in circles which was a huge waste of the financial resources of those agencies trying to help. She discovered that the first place to start before any progress could be made with people was not to start with doing a budget but to start with them changing their thinking towards money. This discovery tied in with her counselling training. Using a 'How to' approach, Sylvia has developed the eight step Silbo System (taught by Silbo the Squirrel) for people who want to positively influence the financial future of their children, family, friends and generations to come.

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