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Start Late, Finish Rich


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About the Author

David Bach is the author of The Automatic Millionaire, Smart Women Finish Rich and Smart Couples Finish Rich. He lives in New York with his wife and son. www.finishrich.com


The seventh book in seven years of the Finish Rich series (two million in print) is aimed at older readers who have neglected their savings. It reads like an infomercial script, brassily positive and unrelentingly motivational. Anyone can finish rich, says Bach (Automatic Millionaire, etc.), if they are willing to "spend less, save more, and make more." The bulk of the book describes a variety of tactics and strategies (many covered in his previous books) for accomplishing these three tasks. Readers of financial help books will have heard many of Bach's ideas before, but he does deliver a lion's share of solid advice in an entertaining format, and, for good measure, he throws in an occasional counterintuitive gem, such as why paying off credit card debt can be "a huge mistake." He also anticipates and overcomes common objections ("dealing with debt doesn't mean putting the rest of your life on hold"), although anyone impolite enough to push back too hard is dismissed: "I have a term for negative people who seem to enjoy raining on other people's parades. I call them ?dream stealers,' and I try to avoid them." Agent, Jan Miller. (Jan. 4) Copyright 2004 Reed Business Information.

Start saving and stop spending-advice as familiar as Ben Franklin's "a penny saved is a penny earned." But best-selling author Bach (The Automatic Millionaire) makes it sound so much nattier when he coaches readers to calculate their double-latte factor-those little indulgences that, when curbed, can froth into huge savings down the road. Bach hammers home a number of well-worn yet worthy principles, like buying a home instead of renting, cutting expenses, asking for a raise, and paying off those pesky credit card debts, all the while saving, saving, saving. From offering advice on supplementing day jobs with pursuits like small home businesses or e-bay to analyzing how real estate, direct selling, and franchising can contribute to financial success, Bach's enthusiasm is infectious. And after all the practical advice, he does not neglect the more humane elements of financial planning-giving to worthy causes and living richly and fully. This book will be appreciated in public library business collections by the latte-sipping set, who will be glad to learn that it's never too late to take control of one's financial futures.-Carol J. Elsen, Univ. of Wisconsin Libs., Whitewater Copyright 2005 Reed Business Information.

Praise for David Bach:
"The Automatic Millionaire gives you, step by step, everything you need to secure your financial future. When you do it David Bach's way, failure is not an option."
--Jean Chatzky, Financial Editor, NBC's "Today"
"Straight-shooting, action-oriented tips for getting a handle on your spending and saving habits . . . presented in a straightforward, non-intimidating manner perfect for the personal finance newbie."
"David Bach is the one expert to listen to when you're intimidated by your finances. His easy- to- understand program will show you how to afford your dreams."
--Anthony Robbins, author of Awaken the Giant Within

"From the Hardcover edition."

"Here is one good source to help you realize that there are options and it is possible to create life the way you want it, financially speaking. . . . [Bach's] work looks at many fine details and provides research backed up with actionable ideas." - "Times-Colonist
"David Bach tackles head-on the common complaint for far too many complacent Canadians that they can't help themselves financially or it is too late to do so. Bach's practical messages with proven financial principles to help oneself are doable. . . . It's never too late. Bach can help those who are motivated to help themselves." -"Canadian MoneySaver"

"From the Hardcover edition."

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