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Kristina Narvaez graduated from the University of Utah in Environmental Risk Management (2000), which is a degree she designed through the University of Studies College that is a combination of a finance undergraduate degree with four graduate level classes from the Department of Mechanical Engineering in ergonomics, advanced biomechanics, industrial safety, and system safety and four graduate level classes from the School of Medicine in industrial hygiene, industrial ventilation, hazardous wastes, and physics of noise. She then received her MBA from Westminster College (2002) with two advanced certificates in Finance and Information Technology. She is a two time Spencer Education Foundation Graduate Scholar (2001, 2002) and won the Anita Benedetti Scholarship in (2002) from the Risk and Insurance Management Society. She has also won two national awards for risk management papers she wrote as an undergraduate student at University of Utah. She won third place from the Institute of Hazardous Material Management for her research paper on " Leaking Underground Storage Tanks Contribution to Brownfields" and the Edith F. Lichota award from Risk and Insurance Management Society for her research paper on " Risk Management Strategies in Developing the Light Rail System in Salt Lake City" She started her career in 1994 as a commercial insurance agent and then worked in the risk management departments of both Utah Transit Authority and Zions Bancorporation. At UTA, she helped with the Safety Certification Process using a basic ERM information system to track safety concerns and reported those findings to the Federal Transit Authority and Federal Railroad Administration concerns At Zions Bancorporation, she was assistant risk manager and worked on the development and implementation of their risk assessment information system called Risk Resolve.Those risk exposures were evaluated and recommendations were made by the risk management department and internal audit was tasked with following up to make sure those recommendations were implemented. The risk exposures were rolled up to a "Top Ten List" that was shared with decision makers at Zions Bancorporation. Prior to starting ERM Strategies, she worked as a risk consultant for Bickmore Risk Services . She has co-authored six publications on ERM and Board Risk Governance in The Corporate Board,, Risk Management Magazine, RIMS Executive Report and Journal of Risk Management in Financial Institutions

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