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Your Bankers Position

Excerpt from Your Bankers Position: At a Clance When one reads that the public has entrusted a particular bank with thirty or fifty millions of money, as the case may be, one is disposed to instantly jump to the conclusion that, because of such widespread confidence, the bank in question must be safe, and to neglect to inquire whether the company which enjoys this credit has, in its turn, adopted a system which justifies this faith in its stability; for it by no means follows that a bank, simply on account of its huge deposits, is in that state of preparedness which modem banking necessitates. But, it may be urged, such a contention, in nine cases out of ten, is pretty sure to be correct; and that is true enough, because a bank which is largely trusted is naturally mindful of its heavy obligations, and therefore maintains its strength proportionately; but if one select a bank from such considerations it is quite possible that one may choose the tenth which neglects the ordinary precautions, when the result may be distinctly unfortunate, and show that his method of selection is a vicious one. In reality, a joint stock bank is not the tower of strength some people are prone to imagine. About the Publisher Forgotten Books publishes hundreds of thousands of rare and classic books. Find more at This book is a reproduction of an important historical work. Forgotten Books uses state-of-the-art technology to digitally reconstruct the work, preserving the original format whilst repairing imperfections present in the aged copy. In rare cases, an imperfection in the original, such as a blemish or missing page, may be replicated in our edition. We do, however, repair the vast majority of imperfections successfully; any imperfections that remain are intentionally left to preserve the state of such historical works.
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