Table of Contents

Chapter 1: Money in Action - Financial literacy - Forms of money - Cashless transactions - Sources of income - Spending: credit / debit cards - Taxation - Discounts - Activities - Scams and rip-offs - Activities Chapter 2: Effective Money Management - Needs and wants - Activities - Savings - Bank, building society and credit union accounts - Interest - Activities - Developing a budget - Budget preparation - Activities - Buying a mobile phone - Activities - Financial records - Activities - Using technology for banking and buying - Resolving complaints about purchases - Activity Chapter 3: Responsibility and Ethics - Development of responsibility and ethical behaviour - The influence of advertising, peer and other pressures - Strategies to evaluate sales techniques - Borrowing and spending money - Activities Chapter 4: Building Your Wealth - Ways for students to make money - Saving money - Long term plans for saving - Investing - Activities - Superannuation - Insurance - Managing risks - Activities Chapter 5: Money Management in Practice - Investigative Task 1: The Stock Market - Activities - Investigative Task 2: Student Savings - Activities - Investigative Task 3: Organizing a Successful Fundraising Venture - Activities Answers Useful Websites Glossary of Terms Board Game: 'Be the Financial Wizard'